Four Phases Wealth Accumulation - The key to reaching the increased financial protection we all desire is having an effective wealth accumulation strategy in place. Our objective is to tailor your personal strategy around your unique financial goals without jeopardizing your current way of life.Wealth Preservation - Once in retirement, many people find it even more important to protect their hard earned assets. After years of putting money away, the saving years are over and you must shift gears into a mode of preserving what you've built.Income Distribution - Preparing for your future doesn't stop at accumulating and preserving wealth. With life expectancies at an all time high, many people are concerned that may may actually outlive their money. We can help provide strategies which guarantee a steady stream of retirement income you cannot outlive.*Wealth Transfer - Wealth transfer can be an important component of your financial strategy. It is the final step in our process, and it provides you the increased assurance that comes with knowing that you have taken the steps necessary to help prepare for continued protection of your family. *Guarantees are subject to the financial strength and claims-paying ability of the issuing insurer.